Flypay Loan App Review: Legit Or Scam? [Honest Review]

In the vast sea of loan apps, one name that has been making waves recently is Flypay Loan App. But is it all it’s cracked up to be? In this article, we’ll dive deep into the legitimacy of Flypay, providing insights into how it works and what borrowers need to know.

 Stay tuned as we explore topics like “How to borrow loans on Flypay” and “Flypay Loan requirements.” Is Flypay the real deal or just another digital lending illusion? Let’s find out.

We do encourage you to make use of the table of contents below to enable you to navigate through this article with relative ease. Also do ensure to ask your questions and make necessary contributions down in the comments section below. Without further Ado, let’s begin!

What Is Flypay Loan App?

Flypay is an emerging market mobile financial services startup that offers credit lines and rapid personal loans. To fulfil Nigerians’ financial demands, the Flypay startup used fintech to provide unique lending opportunities. 

Flypay’s lending app has minimal eligibility conditions, exclusive deals, and an open-ended end-use. It seeks to provide customers with online financial services that are effective, open, secure, and practical.  The Flypay lending app provides easy access to loan sums ranging from 5000 to 500,000 naira at reasonable interest rates.

How To Download Flypay Loan App

Flypay loans are offered on their website, and the app is available on all App vendor platforms.

If you are having difficulty downloading the Flypay lending app and submitting loan requests, their contact details have been listed out below this article;

👉Go to an app store, whichever one you have on your phone.

👉Click the search button, enter the app name (palmpay app), and then press the search button.

👉When the programme appears, click on download; once the download is complete, click on install.

Flypay Loan App Requirements

Flypay loans have simple and few restrictions; in order to acquire loans from Flypay, the individual’s eligibility will be verified; eligibility requirements are mentioned below.

👉 Legal first and last names, as well as an active phone number.

👉 National ID, which can be informed of your passport (which is captured during the procedure after granting the flypay app access to your phone camera) or any other documents.

👉 Select a security question from the list and enter a 6-digit PIN.

👉 The individual must be at least 18 years old.

👉 BVN (Bank Verification Number)

👉 Account Information.

👉 A loan repayment ATM card.

How To Contact Customer Care Service

For more inquiries, you can easily reach out to Flypay customer care/ support.

☎️ Please call us at +23418871456 or email


How To Apply For Flypay Loan

First and foremost, please visit our loan website by clicking here. Then follow the seven procedures to get the loan.

Step 1: Click “Go login” and enter your phone number.

Step 2: Once you’ve signed up, please fill out your personal information by clicking the “Get Credit Limit” button.

Step 3: The system will take you to “Credit Scanner” in the third step. After submitting the form, download and install the “Credit Scanner” app on your phone from the landing page.

Step 4: After launching “Credit Scanner” and logging in with the mobile number you registered with at registration, click the “To evaluate” button to safeguard your credit security. Credit evaluation takes only one minute!

Step 5: Please grant “Credit Scanner” access to your contacts so that you can choose emergency contacts on your phone.

Once the emergency contact information has been submitted, the device verification procedure will begin; however, you are not forced to confirm the device; instead, you can click back and wait for the evaluation’s conclusions.

Step 6: The data evaluation was successful. When you click the “Borrow now” button, the system will take you to the loan application website. To acquire a loan amount, click “Apply now”!

Step 7: This is the final step, and all that remains is to verify the loan amount in your bank account. Congratulations on your loan approval!

Flypay Loan Repayment Duration And Interest Rate

The interest rate on a Flypay loan can range from 18% to 36%, depending on the amount financed and the repayment duration. The duration of their loans spans from 30 days to 18 months.

How To Repay Off A Flypay Loan

If you want to repay their debt, simply login in to the app and do it immediately. However, keep in mind that in order to obtain the loan, you were forced to produce a credit card that you might use to repay it. Ascertain that the account to which the card is linked is funded. Then, after logging into your account with the app, click Repay Loan.

Is The Flypay Loan App Legit Or Scam?

Yes, the Flypay loan is legitimate and safe to utilise. with numerous advantages as long as users repay on time. Flypay is a rapidly expanding loan app with over 500,000 downloads and 5000+ reviews, and it presently has a rating of 4.1 stars. Flypay loan has met all of their requirements.

Pros ✅

FlyPay offers a variety of perks, including a quick and easy application process, flexible loan alternatives, competitive interest rates, fast approval and disbursement, transparency, and exceptional customer service.

Cons ❌

Based on our feedback, the only downside about the flypay loan app is that the interest rate is high compared to other instant loan apps. Also if you refuse to pay back your loan, Flypay app can remotely lock your phone or disturb your contacts with unnecessary messages.

Frequently Asked Questions 

Is my data secure with flypay?

flypay uses state-of-the-art encryption techniques to make sure your data is always 100% secure. Your data is never shared with or sold to third parties, unless for specific reasons like reporting to authorized Credit Bureaus. Please read our Terms and Conditions for more details

What is flypay?

flypay is the most flexible personal loan online platform on the market, giving Nigerians more control over their finances with its unique features. We offer a simple registration and application process, after which you will receive your loan straight to your bank account

Can’t submit my BVN on Flypay?

First please make sure the BVN is used for the first time in Flypay. Input the right BVN number

How can I increase my loan limit?

The fastest way to receive higher amounts is to build credit with a positive repayment history with flypay, easily achieved with successive timely repaid loans.

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Final Conclusion

To apply for a Fast loan at Flypay, you don’t need to know anything else. If you give precise and comprehensive information, you can receive up to NGN 600,000 in 15 minutes with immediate effect. If you continue to have problems when applying for a loan or when the data evaluation fails, please contact their customer support using the information provided above.

Are you interested in seeing more fin-tech apps that could improve your financial management systems? Then Click HERE to see more useful Applications.

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About Stefan C.

Focused On bringing you the best educational and finance related topics that will impact your life and the lives of millions.
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